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Signature Loans

A signature loan is an unsecured loan for which you use your signature as a promise of repayment. Although technically-speaking, your signature acts as a guarantee; no form of collateral is required for this loan type. Civil Service Employees Association Credit Union provides competitive signature loans as an organization that operates to serve its members.

As a borrower, you may want to consider a signature loan to pay for any personal expenses you may have. Most people take them for debt consolidation, bigger purchases, home renovations, and medical or dental bills.

Our benefits:

  • Loan amounts of up to $10,000;
  • Terms up to 3 years;
  • Fixed APR;
  • Reasonable monthly payments;
  • APR as low as 9.9%;
  • No collateral needed;
  • Online application options.

Applying for a signature loan is simple. You can either visit us, give us a call to inquire more information or apply online if you are already a member. We will help you decide whether a signature loan is right for you or inform you about our entire range of loan options. Our dedicated team will assess your qualification and return an objective loan decision. A good credit score will increase your chances of getting approved. We also consider your debt-to-income ratio by looking into your income and expenses.

For more details or a consultation, feel free to contact us over the phone or in person.

*Terms and amounts vary depending on creditworthiness and may be subject to change.